850-316-8483

Scheduled Property Insurance

Security for Your Most Special Possessions.

At Southern Capital Insurance, we know that your personal belongings are an extension of you, and oftentimes, the things you hold onto the most are the items in which you’ve invested much time and money. The Personal Property Insurance of your Homeowners policy will protect your valuables up to a certain amount, but may not cover many of your most prized possessions.

Scheduled Personal Property (SPP) Insurance enhances your current Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more. If one of your personal items is damaged or stolen due to a covered incident, your policy will help pay for the expense of a repair or replacement.

Should you decide to add the premium protection of SPP Insurance, one of the specialists at Southern Capital Insurance will work with you to determine the replacement cost of each item you would want to have insured.

The items you own are unique, which is why at Southern Capital Insurance, we can create a policy that fits your specific needs in order to ensure the security of your most personal belongings.

Crestview Office

2225 S Ferdon Blvd.

Crestview, FL 32536

Main office: 850-316-8483
Fax: 850-306-2170

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Bonifay Office

301 S Waukesha St

Bonifay, FL 32425

Main office: 850-378-3046
Fax: 850-547-1261

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Smart and Professional are the two words that describe this group. The entire staff is exceptional at what they do & knowledgeable in the industry.
Brittany A
I have had my homeowner's insurance with Southern Capital Insurance for 6 or 7 years now, and I stick with them because of their great customer service. Whenever a company raises my rates, they cheerfully help me find a new company with the lowest rates. I have gotten quotes from other offices to compare, but Southern always comes through with the best product. They are very friendly and professional. I am happy to recommend them!
Sandra M
Very satisified recieved the untimate respect and care from the staff. They were the cheapest best quality insurance.
Jackie R
I do appreciate the customer service and how Krystal explained all my questions so I did understand the insurance process. It not easy for me to change from one insurance company to another and your company made it easier.
Maria G H
Anytime in my dealing with Southern Capital Insurance has always been great! Everyone there has always answered all of my questions and more. They all are friendly and very helpful. I have been with them along time and will continue to do so.EVERYONE should have an Insurance Company that!
Cynthia O
Great rates and excellent customer service! These ladies and gentleman know their stuff! Very pleased with the way they handled all 3 of my personal policies.
Jackie B
Excellent experience! Great customer service!
Stephanie B