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Farm Umbrella Insurance

Extra Security to Protect your Hard Work

Desoto-Moulton Insurance provides umbrella insurance policies to farms, ranches, and agribusiness operations facilities in Crestview, Bonifay, Niceville, Defuniak Springs, Navarre, Valparaiso, and surrounding areas.

Desoto-Moulton Insurance knows that your farm is your business. And like any business owner, you’re faced with a certain amount of risk and uncertainty in your day-to-day operations. If an accident happens, in most cases, your standard farm owners insurance liability should take care of you. But when serious situations arise, you’ll want to make sure your business is protected.

Chances are your basic policy liability limits are not enough to cover every potential accident - including serious accidents that come with serious expenses. A Farm Umbrella policy from Desoto-Moulton Insurance picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage in scenarios such as:

  • An accident on your farm that leaves multiple workers in need of costly medical attention
  • If a farm animal escapes and causes an accident or serious damage to another’s property
  • If someone sues you for damages resulting from an illness from your products

?At Desoto-Moulton Insurance, our team of farm insurance specialists is dedicated to keeping your farm up and running, even after an accident. With the right farm umbrella coverage options, your business won’t have to miss a beat. And, as always, with our 24/7 dedicated claims service, you can rest assured that our professionals will be there for you when you need it most.

Our Locations

Chipley, FL Office

1314 Jackson Ave
Chipley, FL 32428
Main office: 850-378-3046

Arcadia, FL Office

243 N. Brevard Ave
Arcadia, FL 34266
Main office: 863-494-2242

Coral Gables, FL Office

770 Ponce De Leon Blvd, STE 130
Coral Gables, FL 33134
Main office: 305-446-5800

Lakeland, FL Office

2411 US Hwy 98 N
Lakeland, FL 33805
Main office: 863-687-7137

Rockledge, FL Office

2025 Murrell Rd STE 130
Rockledge, FL 32955
Main office: 321-631-5800

Sarasota, FL Office

5483 Fruitville Road
Sarasota, FL 34232
Main office: 941-366-3322

Vero Beach, FL Office

947 20th Place
Vero Beach, FL 32960
Main office: 772-564-8322

Our Providers

Smart and Professional are the two words that describe this group. The entire staff is exceptional at what they do & knowledgeable in the industry.
Brittany A
I have had my homeowner's insurance with Southern Capital Insurance for 6 or 7 years now, and I stick with them because of their great customer service. Whenever a company raises my rates, they cheerfully help me find a new company with the lowest rates. I have gotten quotes from other offices to compare, but Southern always comes through with the best product. They are very friendly and professional. I am happy to recommend them!
Sandra M
Very satisified recieved the untimate respect and care from the staff. They were the cheapest best quality insurance.
Jackie R
I do appreciate the customer service and how Krystal explained all my questions so I did understand the insurance process. It not easy for me to change from one insurance company to another and your company made it easier.
Maria G H
Anytime in my dealing with Southern Capital Insurance has always been great! Everyone there has always answered all of my questions and more. They all are friendly and very helpful. I have been with them along time and will continue to do so.EVERYONE should have an Insurance Company that!
Cynthia O
Great rates and excellent customer service! These ladies and gentleman know their stuff! Very pleased with the way they handled all 3 of my personal policies.
Jackie B
Excellent experience! Great customer service!
Stephanie B